Building
better business
efficiency.

We understand that growing your business is no easy feat. As your ally, we’re here to help you keep up with daily business processes, so you can ensure that your company’s growth is exactly where you want it to be.

RHB Reflex Premium Plus is all you need to manage your financial, sales, accounting, people management and other processes, so you’ll never get side-tracked from what you do best - growing your business.

All you need to build better
business efficiency starts here.

We’ll help you empower all your
business management needs with automation.

From precise sales data tracking to payroll automation or successful inventory management, RHB Reflex Premium Plus helps you juggle all aspects of your business easily with an all-in-one online banking ecosystem that comes with all the automated solutions your business needs.

Automate Reconciliation

Saves time by cross-checking each accounting entry with bank transactions via 2-way bank feeds.

Live bank balance displays

Real-Time Bank Balance always keeps tab of your bank balance directly using accounting software without you having to log in to RHB Reflex.

All-in-one Accounting Dashboard

The Accounting Dashboard showcases all your financial data in one place to help you make better decisions with clearer insights.

Secure Payment Initiation

Centralised Account Payable initiates and authorises suppliers’ payments via RHB Reflex that triggers alerts and approval requests.

Payroll Automation

RHB Reflex saves the time spent on calculating employees’ salaries and statutory payments.

Centralised Data

Centralised Dashboard manages your payroll and stores your employees’ leave and details in one place.

From Payroll to Bank

Create your bank file from HR software and push it onto RHB Reflex to disburse salary in a few clicks thereafter.

Compliance Comes First

Talenox is always updated with the latest Employment Act and statutory regulations in Malaysia.

Cloud-based POS System

A Cloud-based POS system that checks on your store and runs your business whenever, wherever.

Real-time Reporting

Real-time Data & Reports gives you accurate numbers and data to develop successful strategies.

Improved Inventory Management

Improved Inventory Management keeps track of all the product and stock levels in your store even when you’re not there.

Fully Integrated

Easy integration with RHB MPOS Terminal for card payments.

Better teacher-student rapport

Classroom Collaboration increases interaction to make teaching and learning more interesting and goal oriented.

Centralised Data

Centralised Student & Staff Details offers an overall view of all the student information in one single place via the software system.

Efficient Feedback

Improved Communication addresses questions and concerns directly with students via their classroom management software system.

Automated Fee Collection

Fee Management System simplifies the tedious fee collection process with an automated system.

Supporting business owners like you with
all the complete
solutions you need.

There’s more to enjoy with RHB Reflex Premium Plus. As your banking ally, we’re here to help you empower all your business needs with our versatile suite of products and services.

RHB Merchant Terminal

We fast forward your business by making it easier for you to accept payments, so you can carry out business transactions easily, wherever you are.

RHB Corporate Card

Here's a streamlined and safe way to pay for your business expenses where you also get to enjoy business purchases that are more efficient and rewarding.

RHB Insurance

Run your business with total peace of mind and enjoy a wide variety of insurance for untoward incidents of mishandling that could take place in the course of work.

RHB Reflex Premium Plus is all you need to get

your business running like clockwork.

Start building better
business efficiency with

RHB Reflex Premium Plus

Eligibility Requirements

Suitable for Private Limited, Limited Liability Partnerships and Partnerships

New RHB Reflex Application Form

*Note: The SME package is only applicable to companies which fall under the BNM’s definition of SME.

RHB Reflex Service Request Maintenance Form

Auto Sweeping Facility Application Form

Key Pointers for Joy@Work x RPP

RHB Reflex Premium Plus is bundled with comprehensive RHB Joy@Work banking solution benefiting your employees with auto enrolment

Manage your employees payroll at no fees incurred and instantly accessible to Joy@Work lifestyle privileges

Explore Joy@Work where your employees able to grow savings, build your wealth, finance your assets and other privileges awaits

Dedicated employees engagement platform where you access to market insight, exclusive products, services and promotions at RHB Joy@Work Portal, visit www.rhbgroup.com/joyatworkportal/index.html

RHB Reflex Premium Plus is bundled with comprehensive RHB Joy@Work banking solution benefiting your employees with auto enrolment

Manage your employees payroll at no fees incurred and instantly accessible to Joy@Work lifestyle privileges

Explore Joy@Work where your employees able to grow savings, build your wealth, finance your assets and other privileges awaits

Dedicated employees engagement platform where you access to market insight, exclusive products, services and promotions at RHB Joy@Work Portal, visit www.rhbgroup.com/joyatworkportal/index.html

RHB Reflex Premium Plus x SQL Accounting Software

SQL Account Features

General Ledger

Customer

Supplier

Sales

Purchase

Stock

General Ledger

Customer

Supplier

Sales

Purchase

Stock

Whatsapp Integration with All Document
Step it up by using Whatsapp to send your business documents! SQL Account is the first accounting software integrated with Whatsapp feature, now you can send Quotation, Invoice, Statement of account and many more documents to your clients via Whatsapp with a few simple clicks.

Exclusive partnership with CTOS Malaysia
SQL Accounting is the only accounting software that is linked to CTOS Malaysia services. More than 250,000 SQL users are able to directly access CTOS’s full credit reports. With CTOS full credit reports, SQL users have access to see the few year’s financial performances, blacklist history, and trade history through SQL Accounting software.

This crucial information will help businesses to make the best well-informed decision before agreeing to any business arrangements. Protect your business with CTOS.

Automate bank reconciliation & bank feeds
Perform automated bank reconciliation with SQL Account. There is NO need to reconcile each transaction manually. SQL Account’s auto bank recon feature is available for more than 20 Malaysian banks. Through AI matching, SQL’s system will match every transaction in your system with the transactions with your bank. You can also immediately create OR/PV for any unmatched transactions with the bank easily. Save time and speed up productivity with SQL Account.

Salesman Commission Reports
SQL Account supports a variety of commission calculation. We calculate partial-payment commission, profit-margin based commission, and we also support multiple commission rates based on stock groups and agents.

Exclusive partnership with CTOS Malaysia
SQL Accounting is the only accounting software that is linked to CTOS Malaysia services. More than 250,000 SQL users are able to directly access CTOS’s full credit reports. With CTOS full credit reports, SQL users have access to see the few year’s financial performances, blacklist history, and trade history through SQL Accounting software.

This crucial information will help businesses to make the best well-informed decision before agreeing to any business arrangements. Protect your business with CTOS.